Tag: wedding insurance

Wedding Insurance?

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No one wants to think about what can wrong on their wedding day.  It’s understandable.  Unfortunately, things CAN go wrong.  Last year, I wrote about the importance of Wedding Insurance.

After spending a small fortune, I knew that I had to go out to get insurance.  My mine would not rest otherwise.  Ultimately, we chose Wed Safe.  They were able to offer us the best pricing.  Luckily, we never ended up needing it.  

Recently, I heard about a bride that had her caterer go out of business.  She lost her deposit and is having to work with the credit card companies to get reimbursed. This unfortunate situation reminded me to a second post.

If you look at the comments in the first post, there was a Bride that posted about her reasons that she wished she had insurance.

Please keep it in mind!

Wedding Insurance

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It was on my wedding checklist but I wanted to ignore it.

  • Item #29: Look into wedding insurance.

Now why would I want to do that?! Insurance protect you against disasters. I do not even want to write the word “disaster” and “wedding” in the same sentence! Instead of just checking it of my list, I decided this was a matter for my fiance to research.

Denton did a bit of research and found this great article. Written by the fabulous Suze Orman, the article discusses that there are three types of wedding related insurance:

  1. Ring Insurance — if something happens to your precious bauble, you are covered. Considering that my future mother-in-law is on her third wedding ring, this is a no-brainer for us.
  2. Liability Insurance — if a guest sues us, we’re covered! Like me, you are probably not too concerned about this unexpected event! However, many venues require liability insurance. It can be added as part of your homeowner’s insurance.
  3. Wedding Day Insurance — if your photographer jumps ship, your grandmother gets seriously ill, or if a hurricane has just demolished your venue, you can reschedule your wedding for no additional cost.

For a wedding of our size, it is going to cost about $500. While I don’t really want to add another item to our ever expanding budget, we’ve decided that wedding insurance is worth it for our piece of mind.

What do you think?